Many Canadians believe that savings accounts are all the same: a place to stash cash where it barely earns anything. This simply isn’t true. While […]
Author: Samantha Hart
Best Credit Card Comparison Sites 2026: The Top 3 You Need
Picking a new credit card shouldn’t feel like a high-stakes lottery. You need a specific card for a specific purpose, not just the one with […]
IRA Contribution Timing: Beat the 2026 Spring Deadline
On April 14, 2026, you can file your tax return and still make a 2026 IRA contribution before the day ends. That timing feels backward, […]
Why a Fixed-Rate Mortgage is the Best Choice
When you buy a home, you will learn that there are two kinds of mortgages: fixed-rate and adjustable-rate. What’s the difference? A fixed-rate mortgage gives […]
If Money is Not the Motivation, What Is? — an Interview with the Mad Fientist
Brandon always wanted to be wealthy. He just didn’t know why. “I don’t like fancy cars, and big houses just seem inefficient,” he said. “I […]
Closing Unused Accounts in March: A Safe Finance Reset
Are you wondering if that unused bank account should stay open or disappear during your March financial cleanup? Closing an account can stop monthly fees, […]
February Freelance Income Tracking: 3 Ways to Track February Freelance Income Clearly
February is short, but your freelance money still needs a full accounting. The cleanest system tracks three numbers separately: what you earned, what clients paid, […]
Why Financial Mistakes Are Unavoidable (And What to Do About It)
In today’s podcast episode, we hear from a listener who wrote in with a problem: They contributed to a Roth 401(k) while in a 32 […]
What 20 Years Taught Me About Valentine Spending Without Debt
Valentine spending gets people into trouble when the dinner, flowers, gifts, travel, and last-minute delivery fees land on one credit-card statement. The fix is simple: […]
Tax Document Checklist 2026: Find Missing IRS Forms
At 8:10 p.m. on February 12, you find a W-2 in an unopened envelope, a brokerage statement marked “corrected,” and no record of your child-care […]