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“But am I too late?” — think you missed your chance to buy a house?
  • personal finance

“But am I too late?” — think you missed your chance to buy a house?

  • Samantha Hart
  • 01/26/2024
  • 0

“But am I too late?” That’s the question I hear constantly. People see soaring prices, interest rate hikes, and they just assume the door slammed […]

“Everyone got burned: Wall Street missed the great stock rally of 2023”- they might have missed it, but we did not.
  • personal finance

“Everyone got burned: Wall Street missed the great stock rally of 2023”- they might have missed it, but we did not.

  • Samantha Hart
  • 01/10/2024
  • 0

It is hard to explain how satisfying the financial year was for 2023. After the dire predictions of Wall Street for recession and a down […]

Stock Market Rally – A Conundrum Between What You Hear From the Media and What You See in Real Life
  • personal finance

Stock Market Rally – A Conundrum Between What You Hear From the Media and What You See in Real Life

  • Samantha Hart
  • 12/08/2023
  • 0

For the last two months, the Standard and Poor’s 500 Stock Index was up 14.1% yet you do not read much about that rally in […]

Locked and Loaded…
  • personal finance

Locked and Loaded…

  • Samantha Hart
  • 11/08/2023
  • 0

I have many issues I would like to cover within this posting, which will give you some insight into why I titled this “Locked and […]

There is a saying, “Economic expansions do not die of old age: they are murdered by the Federal Reserve.”
  • personal finance

There is a saying, “Economic expansions do not die of old age: they are murdered by the Federal Reserve.”

  • Samantha Hart
  • 09/13/2023
  • 0

Astonishingly, the U.S. economy has been so resilient for almost the last two years. Going into 2022, it was almost a unanimous consensus by all […]

Are we finally going to talk ourselves into a recession?
  • personal finance

Are we finally going to talk ourselves into a recession?

  • Samantha Hart
  • 04/12/2023
  • 0

Since the beginning of 2022, all the talk you hear in the financial press is about the upcoming recession. Many forecasts predicted we would have […]

Unemployment rate falls to the lowest level since 1969 – a 53-year low. Do we have to destroy the economy in order to fix it?
  • personal finance

Unemployment rate falls to the lowest level since 1969 – a 53-year low. Do we have to destroy the economy in order to fix it?

  • Samantha Hart
  • 02/09/2023
  • 0

The title of this posting sums up my views regarding how there could there be a recession this year with virtually everyone who wants to […]

Do you believe Powell will eliminate 10 million American jobs? I don’t!
  • personal finance

Do you believe Powell will eliminate 10 million American jobs? I don’t!

  • Samantha Hart
  • 11/16/2022
  • 0

I have been overwhelmed with questions regarding the economy and what has been going on with the stock market over the last month and I […]

Why Neither Candidate Can Solve the U.S. Housing Crisis
  • personal finance

Why Neither Candidate Can Solve the U.S. Housing Crisis

  • Samantha Hart
  • 10/31/2022
  • 0

Consider this: in over half of all U.S. counties, someone earning the median income cannot afford the median-priced home. That’s not just a statistic; it’s […]

The Weirdest Diversions of Economic Reality vs. Market Performance of All Time
  • personal finance

The Weirdest Diversions of Economic Reality vs. Market Performance of All Time

  • Samantha Hart
  • 10/19/2022
  • 0

I know it is unbearably painful to watch the stock market negatively perform most days. However, for the 50 years that I have been invested, […]

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Featured Posts

Passive Income Ideas That Actually Work (Most Don’t)

  • Samantha Hart
  • 04/14/2026
  • 0

Passive Income Ideas That Actually Work (Most Don’t) The biggest misconception about passive income: you set something up once and money flows forever with zero […]

Best Retirement Planning Podcasts 2025: Top Audio for Tax and Portfolio Strategy

Best Retirement Planning Podcasts 2025: Top Audio for Tax and Portfolio Strategy

  • Samantha Hart
  • 04/11/2026
  • 0

The shift from asset accumulation to the decumulation phase represents one of the most complex psychological and mathematical transitions in a person’s financial life. While […]

Best Crypto Guide on YouTube 2024: Top Educators for Digital Assets

Best Crypto Guide on YouTube 2024: Top Educators for Digital Assets

  • Samantha Hart
  • 04/09/2026
  • 0

The paradox of the modern information age is that while we have unlimited access to data, we have never been more susceptible to sophisticated financial […]

Retirement Planning Software Canada: A Clear Path to Financial Security

Retirement Planning Software Canada: A Clear Path to Financial Security

  • Samantha Hart
  • 04/07/2026
  • 0

Only 38% of Canadians feel confident they’ll have enough money to retire comfortably. That’s a low number. Planning for retirement in Canada isn’t just about […]

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