In 2015, we ran a story about Julia Kelly, an entrepreneur who makes a six-figure income as a caricature artist. Where is she now? We […]
“We have two kinds of forecasters: those who don’t know and those who don’t know they don’t know” – John Kenneth Galbraith
I guess you could classify me as one of those forecasters above. I am not sure whether it is the former or the latter, but […]
The Fed is meeting right now. Here’s what it means for real estate (and why most people are missing the point)
A surprising truth: Did you know that when the Federal Reserve raises or lowers its benchmark interest rate, 30-year fixed mortgage rates don’t automatically follow […]
Why Dollar-Cost Averaging Stinks
Conventional wisdom says that you should invest in the market in small bites. This is called “dollar-cost averaging.” Dollar-cost averaging is the philosophy of wading […]
The end of a great quarter and the best Estate planning plan ever…
No two ways about it – the third quarter of 2024 was an excellent quarter. As was the year ended September 30th, when all major […]
The Best Months of The Stock Market Are Coming – Get Ready For Gains!
In the first part of August, I received many phone calls from clients who believed the world was surely coming to an end. I reassured […]
Slow your roll, don’t overthink – the cavalry is on the way!
Since announcing my semi-retirement, I have been reminiscing on my 35-years of investing for clients and my 53-year CPA career. In the beginning, we did […]
The Four Pillars of FIRE 🔥
Listen up. If you’re serious about Financial Independence, Early Retirement (FIRE), your savings rate is the single most important factor. Forget the gurus pushing exotic […]
“Save Like a Pessimist, Invest Like an Optimist” – Bill Gates
The month of June was an extraordinarily good month for our investments since they grew unexpectedly to mid-year heights. It is hard to imagine that […]
Three inspiring people you need to know about
Picture this: A 12-year-old boy, one of four kids, sits at his computer in the early 1990’s, planning a family vacation. Using travel points from […]