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Unleash The American Spirit. Put Americans Back To Work – The Good And Bad News
  • personal finance

Unleash The American Spirit. Put Americans Back To Work – The Good And Bad News

  • Samantha Hart
  • 04/08/2020
  • 0

The headline numbers look fantastic. The unemployment rate sits at 3.7% as of early 2026. That is historically low. Job openings still outnumber unemployed workers […]

Just Let the Machines on Wall Street Continue to Spin, We Are Focused on Investing, Not Trading
  • personal finance

Just Let the Machines on Wall Street Continue to Spin, We Are Focused on Investing, Not Trading

  • Samantha Hart
  • 03/15/2020
  • 0

You watch the news. You see the flashing red and green numbers. You hear about some guy who turned $5,000 into $50,000 in a week […]

Happy Holidays and Giving Thanks For a Great Investment Year
  • personal finance

Happy Holidays and Giving Thanks For a Great Investment Year

  • Samantha Hart
  • 12/11/2019
  • 0

Creating a home gym is one of the best investments you can make in your health and convenience. No more commutes, crowded racks, or waiting […]

DMV to administer your health plan, that sounds like a good idea – not!
  • personal finance

DMV to administer your health plan, that sounds like a good idea – not!

  • Samantha Hart
  • 11/05/2019
  • 0

You hear the pitch sometimes: “If the government can run the DMV, why can’t it run your health plan?” It sounds neat. Streamlined. One big […]

Standing Ovation at Vanderbilt University
  • personal finance

Standing Ovation at Vanderbilt University

  • Samantha Hart
  • 09/11/2019
  • 0

Only about 70 students out of more than 50,000 applicants receive the Cornelius Vanderbilt Scholarship each year — a full-tuition award worth roughly $65,500 annually. […]

“Good judgement comes from experience, and a lot of that comes from bad judgement.” – Will Rogers
  • personal finance

“Good judgement comes from experience, and a lot of that comes from bad judgement.” – Will Rogers

  • Samantha Hart
  • 08/09/2019
  • 0

You made a dumb money move. Maybe you bought a car you couldn’t afford. Maybe you invested in a friend’s “can’t miss” crypto project. Maybe […]

Why do we fear prosperity? Understanding the wealth effect.
  • personal finance

Why do we fear prosperity? Understanding the wealth effect.

  • Samantha Hart
  • 05/08/2019
  • 0

Most people assume anxiety around money is about not having enough. The fear lives in scarcity — the empty account, the overdue bill, the month […]

Best stock market quarter in over a decade, and reflections on our first 40 years investing.
  • personal finance

Best stock market quarter in over a decade, and reflections on our first 40 years investing.

  • Samantha Hart
  • 04/04/2019
  • 0

The S&P 500 posted a +26.3% return in 2026, capping the year with a fourth-quarter gain of roughly 11.2% — one of the strongest stretches […]

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Featured Posts

7 Frugal Living Hacks That Actually Work (Beyond Cutting Coffee)

7 Frugal Living Hacks That Actually Work (Beyond Cutting Coffee)

  • Samantha Hart
  • 10/11/2026
  • 0

The average American household spends roughly $1,100 a year on coffee. Telling someone to skip their daily latte is the easiest frugal advice to give […]

Zero-Based Budget Google Sheets: How to Build a Zero-Based Budget in Google Sheets

Zero-Based Budget Google Sheets: How to Build a Zero-Based Budget in Google Sheets

  • Samantha Hart
  • 10/11/2026
  • 0

1. Zero-based budgeting does not mean spending everything The common misconception is simple: a zero-based budget does not tell you to empty your bank account […]

Roth Ira Conversions High Earners 2026: Roth IRA Conversions for High Earners: How to Pay Less Tax in 2026

Roth Ira Conversions High Earners 2026: Roth IRA Conversions for High Earners: How to Pay Less Tax in 2026

  • Samantha Hart
  • 10/08/2026
  • 0

Most people think Roth IRAs are off-limits once your income hits $161,000 (single) or $240,000 (married filing jointly). That’s wrong. You can still get money […]

Buy Your First Rental Property With Little Money Down: How to Buy Your First Rental Property With 3% Down

Buy Your First Rental Property With Little Money Down: How to Buy Your First Rental Property With 3% Down

  • Samantha Hart
  • 10/07/2026
  • 0

The safest low-cash path is to buy a small multifamily property, live in one unit, and rent the others. That strategy, usually called house hacking, […]

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