Category: personal finance

A surprising truth: Did you know that when the Federal Reserve raises or lowers its benchmark interest rate, 30-year fixed mortgage rates don’t automatically follow […]

Conventional wisdom says that you should invest in the market in small bites. This is called “dollar-cost averaging.” Dollar-cost averaging is the philosophy of wading […]

No two ways about it – the third quarter of 2024 was an excellent quarter. As was the year ended September 30th, when all major […]

In the first part of August, I received many phone calls from clients who believed the world was surely coming to an end. I reassured […]

Since announcing my semi-retirement, I have been reminiscing on my 35-years of investing for clients and my 53-year CPA career. In the beginning, we did […]

Listen up. If you’re serious about Financial Independence, Early Retirement (FIRE), your savings rate is the single most important factor. Forget the gurus pushing exotic […]

The month of June was an extraordinarily good month for our investments since they grew unexpectedly to mid-year heights. It is hard to imagine that […]

Picture this: A 12-year-old boy, one of four kids, sits at his computer in the early 1990’s, planning a family vacation. Using travel points from […]

While 60% of Americans dream of early retirement, a surprising 40% of those who *do* achieve traditional FIRE report feeling a loss of purpose or […]

Feeling priced out of the housing market? You’re not alone. Sky-high prices, relentless demand, and shifting interest rates make buying a home feel impossible in […]