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Why do we fear prosperity? Understanding the wealth effect.
  • personal finance

Why do we fear prosperity? Understanding the wealth effect.

  • Samantha Hart
  • 05/08/2019
  • 0

Most people assume anxiety around money is about not having enough. The fear lives in scarcity — the empty account, the overdue bill, the month […]

Best stock market quarter in over a decade, and reflections on our first 40 years investing.
  • personal finance

Best stock market quarter in over a decade, and reflections on our first 40 years investing.

  • Samantha Hart
  • 04/04/2019
  • 0

The S&P 500 posted a +26.3% return in 2026, capping the year with a fourth-quarter gain of roughly 11.2% — one of the strongest stretches […]

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Limited Company Tax Savings That Actually Move the Needle

Limited Company Tax Savings That Actually Move the Needle

  • Samantha Hart
  • 05/04/2026
  • 0

Running a £100,000-profit limited company without optimizing your extraction method costs roughly £8,000–£12,000 per year in tax you did not need to pay. That number […]

How to Build a Financial Plan That Holds Under Real Life Pressure

How to Build a Financial Plan That Holds Under Real Life Pressure

  • Samantha Hart
  • 04/29/2026
  • 0

Start with the conclusion: most people don’t have a financial plan — they have a budget and a vague intention to save more. A budget […]

Best Budgeting Apps for Couples to Manage Joint Finances in 2026

Best Budgeting Apps for Couples to Manage Joint Finances in 2026

  • Samantha Hart
  • 04/18/2026
  • 0

Sarah logs every grocery run in her notes app. Her partner doesn’t glance at the joint account until the credit card bill lands. Every month, […]

Cryptocurrency Basics: The No-Nonsense Guide for New Investors

Cryptocurrency Basics: The No-Nonsense Guide for New Investors

  • Samantha Hart
  • 04/18/2026
  • 0

Cryptocurrency Basics: The No-Nonsense Guide for New Investors Your coworker made $4,000 flipping Dogecoin. Your brother-in-law lost $11,000 on a token nobody remembers. You’ve seen […]

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