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“It Was the Best of Times, It Was the Worst of Times, It Was the Age of Wisdom, It Was the Age of Foolishness, It Was the Epoch of Belief, It Was the Epoch of Incredulity, …” – Charles Dickens, A Tale of Two Cities
  • personal finance

“It Was the Best of Times, It Was the Worst of Times, It Was the Age of Wisdom, It Was the Age of Foolishness, It Was the Epoch of Belief, It Was the Epoch of Incredulity, …” – Charles Dickens, A Tale of Two Cities

  • Samantha Hart
  • 12/19/2020
  • 0

Making excellent espresso at home is a deeply rewarding pursuit. It combines science, art, and a bit of daily ritual. This guide walks you through […]

The Economy Continues To Improve, Not Withstanding The Media’s Attempt To Talk It Down
  • personal finance

The Economy Continues To Improve, Not Withstanding The Media’s Attempt To Talk It Down

  • Samantha Hart
  • 08/13/2020
  • 0

In January 2026, the U.S. economy added 353,000 jobs. The unemployment rate sat at 3.7%. GDP grew 2.5% for the year. Yet a Gallup poll […]

Worst Stock Market / Best Stock Market In The Last Two Decades, All In The First Six Months of – Bye Bye Recession
  • personal finance

Worst Stock Market / Best Stock Market In The Last Two Decades, All In The First Six Months of – Bye Bye Recession

  • Samantha Hart
  • 07/15/2020
  • 0

I remember staring at my screen on March 16, 2026. The S&P 500 had just dropped 12% in a single day. My 401(k) lost more […]

Financial Markets are Buoyed By A Tsunami of Liquidity…..
  • personal finance

Financial Markets are Buoyed By A Tsunami of Liquidity…..

  • Samantha Hart
  • 05/13/2020
  • 0

You’ve heard the phrase “financial markets are buoyed by a tsunami of liquidity” on every financial news channel for the last five years. It sounds […]

Unleash The American Spirit. Put Americans Back To Work – The Good And Bad News
  • personal finance

Unleash The American Spirit. Put Americans Back To Work – The Good And Bad News

  • Samantha Hart
  • 04/08/2020
  • 0

The headline numbers look fantastic. The unemployment rate sits at 3.7% as of early 2026. That is historically low. Job openings still outnumber unemployed workers […]

Just Let the Machines on Wall Street Continue to Spin, We Are Focused on Investing, Not Trading
  • personal finance

Just Let the Machines on Wall Street Continue to Spin, We Are Focused on Investing, Not Trading

  • Samantha Hart
  • 03/15/2020
  • 0

You watch the news. You see the flashing red and green numbers. You hear about some guy who turned $5,000 into $50,000 in a week […]

Happy Holidays and Giving Thanks For a Great Investment Year
  • personal finance

Happy Holidays and Giving Thanks For a Great Investment Year

  • Samantha Hart
  • 12/11/2019
  • 0

Creating a home gym is one of the best investments you can make in your health and convenience. No more commutes, crowded racks, or waiting […]

DMV to administer your health plan, that sounds like a good idea – not!
  • personal finance

DMV to administer your health plan, that sounds like a good idea – not!

  • Samantha Hart
  • 11/05/2019
  • 0

You hear the pitch sometimes: “If the government can run the DMV, why can’t it run your health plan?” It sounds neat. Streamlined. One big […]

Standing Ovation at Vanderbilt University
  • personal finance

Standing Ovation at Vanderbilt University

  • Samantha Hart
  • 09/11/2019
  • 0

Only about 70 students out of more than 50,000 applicants receive the Cornelius Vanderbilt Scholarship each year — a full-tuition award worth roughly $65,500 annually. […]

“Good judgement comes from experience, and a lot of that comes from bad judgement.” – Will Rogers
  • personal finance

“Good judgement comes from experience, and a lot of that comes from bad judgement.” – Will Rogers

  • Samantha Hart
  • 08/09/2019
  • 0

You made a dumb money move. Maybe you bought a car you couldn’t afford. Maybe you invested in a friend’s “can’t miss” crypto project. Maybe […]

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Featured Posts

7 Frugal Living Hacks That Actually Work (Beyond Cutting Coffee)

7 Frugal Living Hacks That Actually Work (Beyond Cutting Coffee)

  • Samantha Hart
  • 10/11/2026
  • 0

The average American household spends roughly $1,100 a year on coffee. Telling someone to skip their daily latte is the easiest frugal advice to give […]

Zero-Based Budget Google Sheets: How to Build a Zero-Based Budget in Google Sheets

Zero-Based Budget Google Sheets: How to Build a Zero-Based Budget in Google Sheets

  • Samantha Hart
  • 10/11/2026
  • 0

1. Zero-based budgeting does not mean spending everything The common misconception is simple: a zero-based budget does not tell you to empty your bank account […]

Roth Ira Conversions High Earners 2026: Roth IRA Conversions for High Earners: How to Pay Less Tax in 2026

Roth Ira Conversions High Earners 2026: Roth IRA Conversions for High Earners: How to Pay Less Tax in 2026

  • Samantha Hart
  • 10/08/2026
  • 0

Most people think Roth IRAs are off-limits once your income hits $161,000 (single) or $240,000 (married filing jointly). That’s wrong. You can still get money […]

Buy Your First Rental Property With Little Money Down: How to Buy Your First Rental Property With 3% Down

Buy Your First Rental Property With Little Money Down: How to Buy Your First Rental Property With 3% Down

  • Samantha Hart
  • 10/07/2026
  • 0

The safest low-cash path is to buy a small multifamily property, live in one unit, and rent the others. That strategy, usually called house hacking, […]

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