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Author: Samantha Hart

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Do you believe Powell will eliminate 10 million American jobs? I don’t!
  • personal finance

Do you believe Powell will eliminate 10 million American jobs? I don’t!

  • Samantha Hart
  • 11/16/2022
  • 0

I have been overwhelmed with questions regarding the economy and what has been going on with the stock market over the last month and I […]

Why Neither Candidate Can Solve the U.S. Housing Crisis
  • personal finance

Why Neither Candidate Can Solve the U.S. Housing Crisis

  • Samantha Hart
  • 10/31/2022
  • 0

Consider this: in over half of all U.S. counties, someone earning the median income cannot afford the median-priced home. That’s not just a statistic; it’s […]

The Weirdest Diversions of Economic Reality vs. Market Performance of All Time
  • personal finance

The Weirdest Diversions of Economic Reality vs. Market Performance of All Time

  • Samantha Hart
  • 10/19/2022
  • 0

I know it is unbearably painful to watch the stock market negatively perform most days. However, for the 50 years that I have been invested, […]

Are we in a recession?
  • personal finance

Are we in a recession?

  • Samantha Hart
  • 09/23/2022
  • 0

Did you know that the average American household carries over $100,000 in debt, a figure that often rises sharply just before or during an economic […]

The market continues to trend down While the economy trends up… “It’s a conundrum.” With apologies to Dr. Alan Greenspan
  • personal finance

The market continues to trend down While the economy trends up… “It’s a conundrum.” With apologies to Dr. Alan Greenspan

  • Samantha Hart
  • 09/09/2022
  • 0

I know it is very frustrating for you as an investor to sit back and watch the market trend down week after week and get […]

If this economy is in recession, give me the next 50 years exactly like this one.
  • personal finance

If this economy is in recession, give me the next 50 years exactly like this one.

  • Samantha Hart
  • 07/14/2022
  • 0

I sit at home at night and read financial journals and the details regarding the U.S. economy. For a good laugh, I also read the […]

You cannot be hurt falling out of the basement.
  • personal finance

You cannot be hurt falling out of the basement.

  • Samantha Hart
  • 06/09/2022
  • 0

By now we are all tired of seeing the massive swings in the stock market, both up and down. It seems like for every good […]

Although I am from Tennessee and don’t know how to line dance, I do know there are a lot of things the media is not telling you.
  • personal finance

Although I am from Tennessee and don’t know how to line dance, I do know there are a lot of things the media is not telling you.

  • Samantha Hart
  • 05/11/2022
  • 0

I took a break from writing the commentary that I normally write on a monthly basis. Tax season this year was extraordinarily hard and demanding. […]

Ugh, Interest Rates are Still High — What Are Your Options? (Whether You Own or Rent?)
  • personal finance

Ugh, Interest Rates are Still High — What Are Your Options? (Whether You Own or Rent?)

  • Samantha Hart
  • 05/08/2022
  • 0

Feeling the pinch of higher borrowing costs? Wondering how to navigate a financial landscape where everything from mortgages to credit card balances seems more expensive? […]

“Patience is bitter, but its fruit is sweet.” – Jean-Jacques Rousseau
  • personal finance

“Patience is bitter, but its fruit is sweet.” – Jean-Jacques Rousseau

  • Samantha Hart
  • 12/10/2021
  • 0

I am starting to feel like the famous former New York Yankee’s catcher, Yogi Berra, when he quipped, “It’s like déjà vu all over again.” […]

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Featured Posts

7 Frugal Living Hacks That Actually Work (Beyond Cutting Coffee)

7 Frugal Living Hacks That Actually Work (Beyond Cutting Coffee)

  • Samantha Hart
  • 10/11/2026
  • 0

The average American household spends roughly $1,100 a year on coffee. Telling someone to skip their daily latte is the easiest frugal advice to give […]

Zero-Based Budget Google Sheets: How to Build a Zero-Based Budget in Google Sheets

Zero-Based Budget Google Sheets: How to Build a Zero-Based Budget in Google Sheets

  • Samantha Hart
  • 10/11/2026
  • 0

1. Zero-based budgeting does not mean spending everything The common misconception is simple: a zero-based budget does not tell you to empty your bank account […]

Roth Ira Conversions High Earners 2026: Roth IRA Conversions for High Earners: How to Pay Less Tax in 2026

Roth Ira Conversions High Earners 2026: Roth IRA Conversions for High Earners: How to Pay Less Tax in 2026

  • Samantha Hart
  • 10/08/2026
  • 0

Most people think Roth IRAs are off-limits once your income hits $161,000 (single) or $240,000 (married filing jointly). That’s wrong. You can still get money […]

Buy Your First Rental Property With Little Money Down: How to Buy Your First Rental Property With 3% Down

Buy Your First Rental Property With Little Money Down: How to Buy Your First Rental Property With 3% Down

  • Samantha Hart
  • 10/07/2026
  • 0

The safest low-cash path is to buy a small multifamily property, live in one unit, and rent the others. That strategy, usually called house hacking, […]

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