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Why Are Smart People Still Stuck on the Real Estate Sidelines?
  • personal finance

Why Are Smart People Still Stuck on the Real Estate Sidelines?

  • Samantha Hart
  • 01/22/2025
  • 0

Over the past decade of teaching real estate investing, I’ve noticed something fascinating: … almost everyone falls into one of three distinct patterns. Today, I […]

The Wealth-Building Secret Inspired By a Bicycle Team
  • personal finance

The Wealth-Building Secret Inspired By a Bicycle Team

  • Samantha Hart
  • 01/15/2025
  • 0

For 76 years, the British Cycling team tried – and failed – to win the Tour de France. The pattern seemed unbreakable. Until 2012, when […]

The Wealth-Building Shift Nobody Sees Coming — Inside the Edge Economy
  • personal finance

The Wealth-Building Shift Nobody Sees Coming — Inside the Edge Economy

  • Samantha Hart
  • 01/06/2025
  • 0

Welcome to the world, Generation Beta. The babies born 2025 through 2039 are the newest generation, coming after Gen Alpha. They’re the first generation to […]

Six Percent is the New Four Percent
  • personal finance

Six Percent is the New Four Percent

  • Samantha Hart
  • 12/27/2024
  • 0

Today’s article is extra-nerdy. Pull on your Coke-bottle reading glasses and let’s run through a little bit of math. Ready? Let’s go. If you’re retiring […]

I Cringe at This Common Real Estate Mistake …
  • personal finance

I Cringe at This Common Real Estate Mistake …

  • Samantha Hart
  • 12/18/2024
  • 0

I’m making a massive change in my search for my next rental house. I’ve spent the past year searching for another rental house within walking […]

November Was Just Great, and This Has Been a Great Financial Year. Let Me Give You the Highs and The Lows of the Month
  • personal finance

November Was Just Great, and This Has Been a Great Financial Year. Let Me Give You the Highs and The Lows of the Month

  • Samantha Hart
  • 12/13/2024
  • 0

It is hard to explain how good the month of November 2024 has been. Not only did the financial markets hit all-time highs, but there […]

Maybe you don’t need to figure out what’s wrong
  • personal finance

Maybe you don’t need to figure out what’s wrong

  • Samantha Hart
  • 12/07/2024
  • 0

A few months ago, I interviewed a behavioral economist named Dr. Stephen Wendel on my podcast. He suggested an idea that’s so crazy it might […]

How to Manage Two Successful Businesses (and Why One Wasn’t Enough)
  • personal finance

How to Manage Two Successful Businesses (and Why One Wasn’t Enough)

  • Samantha Hart
  • 11/26/2024
  • 0

In 2015, we ran a story about Julia Kelly, an entrepreneur who makes a six-figure income as a caricature artist. Where is she now? We […]

“We have two kinds of forecasters: those who don’t know and those who don’t know they don’t know” – John Kenneth Galbraith
  • personal finance

“We have two kinds of forecasters: those who don’t know and those who don’t know they don’t know” – John Kenneth Galbraith

  • Samantha Hart
  • 11/14/2024
  • 0

I guess you could classify me as one of those forecasters above. I am not sure whether it is the former or the latter, but […]

The Fed is meeting right now. Here’s what it means for real estate (and why most people are missing the point)
  • personal finance

The Fed is meeting right now. Here’s what it means for real estate (and why most people are missing the point)

  • Samantha Hart
  • 11/07/2024
  • 0

A surprising truth: Did you know that when the Federal Reserve raises or lowers its benchmark interest rate, 30-year fixed mortgage rates don’t automatically follow […]

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Featured Posts

7 Frugal Living Hacks That Actually Work (Beyond Cutting Coffee)

7 Frugal Living Hacks That Actually Work (Beyond Cutting Coffee)

  • Samantha Hart
  • 10/11/2026
  • 0

The average American household spends roughly $1,100 a year on coffee. Telling someone to skip their daily latte is the easiest frugal advice to give […]

Zero-Based Budget Google Sheets: How to Build a Zero-Based Budget in Google Sheets

Zero-Based Budget Google Sheets: How to Build a Zero-Based Budget in Google Sheets

  • Samantha Hart
  • 10/11/2026
  • 0

1. Zero-based budgeting does not mean spending everything The common misconception is simple: a zero-based budget does not tell you to empty your bank account […]

Roth Ira Conversions High Earners 2026: Roth IRA Conversions for High Earners: How to Pay Less Tax in 2026

Roth Ira Conversions High Earners 2026: Roth IRA Conversions for High Earners: How to Pay Less Tax in 2026

  • Samantha Hart
  • 10/08/2026
  • 0

Most people think Roth IRAs are off-limits once your income hits $161,000 (single) or $240,000 (married filing jointly). That’s wrong. You can still get money […]

Buy Your First Rental Property With Little Money Down: How to Buy Your First Rental Property With 3% Down

Buy Your First Rental Property With Little Money Down: How to Buy Your First Rental Property With 3% Down

  • Samantha Hart
  • 10/07/2026
  • 0

The safest low-cash path is to buy a small multifamily property, live in one unit, and rent the others. That strategy, usually called house hacking, […]

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